Free-Form Wires

Free-form wires allow high volume wire-users to quickly generate wire transactions, using one-time recipient entries. This optional feature is only available to users who have access rights enabled.

Use free-form wires to create a one-time domestic wire for recipients that are not currently in the system.

Note:  Free-form wire takes the place of the single wire one-time payment workflow, and cannot be accessed by users with multi-wire entitlement enabled. It also utilizes RTN look-up, which cannot be disabled.

To create a free-form wire, navigate to the Home page. Select Commercial>Payments. Enter information in the following fields:

• Recipient Name
• Recipient Address
• Recipient Account
• Beneficiary FI information (Name, RTN, Address, etc.)
• Intermediary FI information
• Receiving FI
• Optional fields: FI-to-FI, Message to Beneficiary, Purpose of Wire, Reference to Beneficiary

Note:  Maximum character lengths appear in each applicable field. Pre-existing domestic wire limits, entitlements, and required fields limits also apply.

After entering information in the fields above, click or tap Save. Click or tap New Wire on the success overpanel to continue creating Free form wires.